Mumbai landmark

Cost of Living in Mumbai

Maharashtra • Population: 2.1 Cr

Financial capital of India, home to Bollywood and the busiest local train network in the world.

Cost Index
100
Mumbai = 100
Veg Thali
₹150
1BHK (Centre)
₹65,000
PG Double Sharing
₹12,000
Petrol
₹105/L
🍽️

Restaurants & Dining

Average prices at local restaurants, street food stalls, and cafes

ItemMumbai
Veg Thali (local restaurant)
per plate
₹150
Non-Veg Thali (local restaurant)
per plate
₹220
Meal for Two (high-end restaurant)
per meal
₹1,800
Chai (regular cup)
per cup
₹15
Coffee (Cappuccino)
per cup
₹200
Specialty Coffee (Third Wave)
per cup
₹300
Street Food (Vada Pav / Samosa)
per piece
₹20
Biryani (chicken)
per plate
₹250
Dosa (plain)
per plate
₹80
Fast Food Combo (McDonald's)
per meal
₹250
Soft Drink (Coca-Cola, 300ml)
per bottle
₹40
Bottled Water (1 litre)
per bottle
₹20
🛒

Groceries

Prices at local markets and grocery stores, including health supplements

ItemMumbai
Rice (Basmati)
1 kg
₹110
Wheat Flour (Atta)
1 kg
₹55
Toor Dal
1 kg
₹160
Milk (Full Cream)
1 litre
₹62
Eggs
12 pcs
₹84
Chicken
1 kg
₹280
Paneer
1 kg
₹400
Onions
1 kg
₹40
Tomatoes
1 kg
₹50
Potatoes
1 kg
₹35
Cooking Oil (Sunflower)
1 litre
₹160
Sugar
1 kg
₹48
Apples (Shimla)
1 kg
₹200
Bananas
1 dozen
₹60
Bread (White, Sliced)
1 loaf
₹50
Whey Protein (1 kg)
per kg
₹3,000
🚗

Transportation

Public transport, ride-hailing, and fuel costs

ItemMumbai
Auto Rickshaw (minimum fare)
per ride
₹23
Auto Rickshaw (per km after min)
per km
₹16
Metro / Local Train (monthly pass)
per month
₹1,500
Bus (monthly pass)
per month
₹900
Ola/Uber (avg ride)
per ride
₹200
Petrol
1 litre
₹105
Diesel
1 litre
₹92
Two Wheeler EMI (avg)
per month
₹3,500
Car EMI (avg)
per month
₹15,000
💡

Utilities (Monthly)

Monthly bills for electricity, water, internet, and mobile

ItemMumbai
Electricity
per month
₹2,500
Water Bill
per month
₹500
Cooking Gas (LPG Cylinder)
per cylinder
₹803
Broadband Internet
per month
₹850
Mobile Plan (Jio/Airtel)
per month
₹349
🏠

Accommodation - Rent (Monthly)

Monthly rent for apartments in different areas

ItemMumbai
1 BHK in City Centre
per month
₹65,000
1 BHK Outside City Centre
per month
₹35,000
2 BHK in City Centre
per month
₹1.1L
2 BHK Outside City Centre
per month
₹55,000
3 BHK in City Centre
per month
₹1.6L
3 BHK Outside City Centre
per month
₹75,000
Home Loan EMI (2BHK avg)
per month
₹83,000
🏘️

PG / Shared Accommodation (Monthly)

Paying Guest accommodations popular with students and young professionals

ItemMumbai
PG - Private Room (with meals)
per month
₹18,000
PG - Private Room (without meals)
per month
₹14,000
PG - Double Sharing (with meals)
per month
₹12,000
PG - Double Sharing (without meals)
per month
₹9,000
PG - Triple Sharing (with meals)
per month
₹9,000
PG - Triple Sharing (without meals)
per month
₹7,000
🧹

Household Help & Misc

Cook, maid, and other monthly household expenses

ItemMumbai
Cook (part-time, 2 meals/day)
per month
₹8,000
Maid / Cleaning Help
per month
₹3,000
Laundry / Ironing (dhobi)
per month
₹1,500
Miscellaneous Monthly Spend
per month
₹3,000
🛍️

Shopping & Online

Clothing, personal care, and online shopping averages

ItemMumbai
Men's Casual Shirt (Zara/H&M)
per piece
₹2,500
Women's Dress (Myntra/Zara)
per piece
₹2,000
Running Shoes (Nike/Adidas)
per pair
₹5,500
Skincare Basics (Nykaa avg)
per month
₹1,200
Amazon Prime Membership
per month
₹149
🎬

Lifestyle & Entertainment

Gym, movies, streaming, and personal care

ItemMumbai
Gym Membership
per month
₹2,500
Movie Ticket (Multiplex)
per ticket
₹300
Netflix (Standard Plan)
per month
₹649
Spotify Premium
per month
₹119
Haircut (Men, basic salon)
per cut
₹200
Domestic Beer (pint, restaurant)
per pint
₹250
Imported Beer (bottle, restaurant)
per bottle
₹450

Last updated: February 2026

Based on data from 142 contributors

Prices are averages and may vary by locality

Monthly Budget Guide for Mumbai

Estimated all-in monthly costs based on current Mumbai prices — accommodation, food, transport, and utilities.

Student / Frugal
₹10,900/mo
  • • PG triple sharing (meals incl.)
  • • Bus pass for commute
  • • Basic personal expenses
Working Professional
₹28,000/mo
  • • PG double sharing or 1BHK outside centre
  • • Meals at local restaurants
  • • Metro / transport + utilities
Comfortable
₹86,000/mo
  • • 1BHK in city centre
  • • Dining out + groceries
  • • Transport + utilities + leisure

* Estimates are indicative. Actual costs depend on lifestyle, exact location, and current market rates. Use the calculator to customise for your situation.

Mumbai: Key Facts & Insights

What makes Mumbai unique — economy, infrastructure, lifestyle, and things to know before you move.

🚂

Mumbai's local trains carry 7.5 million passengers daily — more than the population of 36 countries.

💰

Mumbai contributes ~6.16% of India's GDP and handles 70% of the country's maritime trade.

🎬

Bollywood produces over 1,500 films a year — more than Hollywood.

🌊

Marine Drive's 'Queen's Necklace' view at night is one of the most iconic cityscapes in the world.

🏠

Mumbai's rent is among the highest globally — a parking spot in South Mumbai can cost more than an apartment in most Indian cities.

🌧️

Mumbai receives ~2,400mm of rain annually. The 2005 flood saw 944mm in a single day — a world record for a metro city.

🚗

Average Mumbaikar spends 1.5 hours commuting daily. The Andheri–Churchgate stretch is among the most crowded rail routes on Earth.

🍽️

Mumbai's street food scene — vada pav, pav bhaji, bhel puri — is available 24/7 and costs less than ₹50 a meal.

🏗️

Antilia, the world's most expensive private residence ($2B), is located in Mumbai — while 42% of the city lives in slums.

🌆

Mumbai never sleeps — it's one of the only Indian cities where you can get a meal, a cab, or a haircut at 3 AM.

Frequently Asked Questions — Cost of Living in Mumbai

How much does it cost to live in Mumbai per month?

A single person living frugally in Mumbai (PG triple sharing) can manage on around ₹10,900/month. A comfortable independent lifestyle with a 1BHK apartment typically costs ₹86,000/month, depending on lifestyle choices.

What is the average rent for a 1BHK apartment in Mumbai?

A 1BHK apartment in Mumbai's city centre costs around ₹65,000/month. Outside the city centre, rent drops to approximately ₹35,000. Prices vary significantly by neighbourhood and the age of the building.

Is Mumbai affordable for students?

Yes — Mumbai has good PG accommodation options for students. A PG with triple sharing and meals starts from around ₹9,000/month, making it accessible for students on a budget. The city is considered somewhat expensive overall, with a Cost Index of 100 compared to Mumbai's base of 100.

How does Mumbai compare to Mumbai for cost of living?

Mumbai is used as the benchmark city (Cost Index = 100). All other cities are compared against Mumbai.

What are the cheapest accommodation options in Mumbai?

The most affordable option in Mumbai is a PG with triple sharing and meals at around ₹9,000/month. Double sharing PG accommodation costs approximately ₹12,000. For independent living, a 1BHK outside the city centre is typically the next step up.

Thinking of relocating to or from Mumbai?

Use our tools to compare Mumbai with other cities, calculate your salary needs, or build a personalised monthly budget.